Electronic Proof of Insurance Accepted in Arizona

So, you get stopped by a police officer, and what’s the first thing that’s usually asked? “Driver’s license and registration please.” However, among the documents that drivers need to have with them in the car at all times is proof of insurance. States will vary on their laws when it comes to the minimum levels of auto coverage required.

Generally when you’re asked for this information, you pull out your insurance card. What happens if you left it at home by accident? Arizona’s new legislation should some of us out, particularly those that are a bit forgetful, but have a device with internet access.

Earlier this year in March, Governor Jan Brewer signed HB 2677 into law. The effective date is August 2nd. Under this law, Arizona drivers will have the convenience of showing proof of insurance electronically. If you have a smart phone, a tablet with 3g, or other electronic device with internet access you could easily pull up your insurance policy so that they can verify that you have the requisite levels of insurance coverage.

Electronic Proof

Onlineautoinsurance.com says, “The law’s language is similar to other electronic insurance proof measures in other states. Louisiana’s electronic proof measures went into effect on Aug. 1. Idaho was the first state in the U.S. to fully enact legislation permitting electronic forms of coverage when Gov. C.L. “Butch” Otter signed off on SB 1319 in late March. That law went into effect in July.”

Other states that have or are in the process of implementing similar legislation are: Alabama, California and Colorado. It seems to be a bit of legislation that is gaining growing support from the states. For example, Arizona’s law got an impressive unanimous vote in favor of the law in both the Senate and the House of Representatives.

If your state doesn’t allow you to do this or hasn’t implemented laws yet, just sit tight and try to remember to bring that insurance card with you. It’s very important that you do. In many cases there will be unpleasant penalties attached if you don’t. If you don’t have insurance coverage, now is a good time to familiarize yourself with Arizona’s laws regarding the minimum levels of auto insurance coverage.

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